Banking & Financial Services
Retail, corporate, and investment banks navigating digital transformation, regulatory change, and competitive disruption.
Services & partners
Specialist Platforms for Finance, Lending and Field Operations
We work with three technology partners whose platforms solve high-impact operational problems. SHIVEX Tech helps you evaluate them against your requirements and supports you through adoption.
NBFCs & Lending
Non-banking financial companies and lending platforms modernising credit operations, collections, and customer journeys.
Insurance
Life, general, and health insurers improving underwriting, claims, distribution, and customer engagement through technology.
Fintech
Fintech companies scaling their operations, integrating with enterprise clients, and building robust technology foundations.
Public Sector
Government agencies and public-sector bodies modernising citizen services, data infrastructure, and operational efficiency.
Retail & Enterprise
Large enterprises in retail, manufacturing, and services seeking to automate operations and leverage data for competitive advantage.
Connected finance
Finaisse
Connected Finance. Continuous Intelligence. Finaisse links every finance operation, from transactions to reporting, on one shared platform that sits alongside your ERP. Routine items clear automatically so your team focuses on genuine exceptions.
3–4 daysmonth-end close
Up to 95%of items cleared without manual effort
100%explainable recommendations
Daysto go live, not quarters
Platform Modules
Seven connected hubs that share one context across the finance function.
Close Hub
Tracks the month-end close in real time: progress, open tasks and items at risk.
Cash App
Applies incoming payments automatically and shows match rates and AR status.
Recon Hub
Matches transactions across systems and surfaces only the exceptions that need review.
Collections
A prioritised worklist of past-due accounts with clear resolution status.
Journal Hub
Tracks journal entries that are posted and those still queued, with full visibility.
Invoice Hub
Manages pending invoices, including three-way matching and items stuck on purchase orders.
FinHub
One consolidated view of cash, receivables, payables and close confidence.
Meet Finni
The AI Teammate for Your Finance Team
Finni connects data across every Finaisse module and tells you what to do next. It clears routine items by materiality and ranks only the exceptions that fall outside normal patterns, so you review a few dozen items instead of hundreds.
- Assembles exposure across Cash App, AP and Collections into one figure, with a recommendation.
- Traces dependency chains to show how much a number could still move before a board review.
- Answers questions on close, reconciliation and cash using live data.
- Rules handle the core work so results stay auditable. Finni adds judgment and explanation on top.
Find the exception
What is putting this month’s close at risk?
Findings ranked by materiality, each traced back to the underlying transaction.
See the working
How do I improve cash flow this month?
Actions ranked by impact and quantified against live balances.
Prepare for the board
How much could this number still change?
Dependency chains traced so you know which figures are final and which are still moving.
Digital lending
ezee.ai
ezee.ai is an AI-powered, no-code digital lending platform covering the full credit lifecycle, from loan origination to recovery. Four interoperable platforms share a single data layer, a unified policy engine and one no-code builder, so banks and NBFCs run lending on one connected stack instead of stitching together point tools.
55+banks and NBFCs
7+countries
135+pre-built integrations
<28 daysaverage go-live
Lending Platforms
The full credit lifecycle in one unified ecosystem.
Loan Origination lend.ezee
- Customer onboarding
- Application processing
- Automated underwriting
- Loan approval
Credit Decisioning decision.ezee
- Multi-source data intake
- Risk scoring
- Rules-based eligibility
- Workflow orchestration
Loan Management lms.ezee
- Customer acquisition
- Risk evaluation
- Portfolio servicing
- Recovery management
Debt Collection collect.ezee
- Delinquency detection
- Strategy segmentation
- Omnichannel outreach
- Recovery optimisation
Platform Highlights
What sets the ezee.ai ecosystem apart.
No-Code Business Control
Credit, risk and operations teams configure loan products, policy rules, workflows, KYC flows and AI agents with drag-and-drop tools, without IT tickets. Rules can be edited and synced from Excel.
Agentic AI Across Lending
Twelve autonomous AI agents handle lead capture, KYC, document processing, fraud detection, underwriting, portfolio monitoring and collections, passing context from stage to stage.
Explainable by Design
Every decision carries a SHAP-based factor breakdown. Each step is timestamped, versioned and reproducible, making decisions audit-ready from day one.
Core-Agnostic, Fully Integrated
Sits above your core banking, CRM and risk systems rather than replacing them, with 135+ connectors for bureaus, identity, payments, core banking and communication channels.
Unified Intelligence Layer
MCP-powered, cross-product policy governance with real-time policy propagation and sub-100ms decisioning in production.
Deploy Your Way, Securely
SaaS, cloud, on-premise or hybrid deployment, with enterprise security and compliance built in.
ISO 27001:2022SOC 2 Type IIAES-256GDPR readyRBAC
Omnichannel Lending Experience
Serve borrowers wherever they are, with one journey across every channel.
WebMobileBranchAPIsEmbedded finance
Enterprise Platforms
process.ezee for business process automation and decision.ezee as a business rules management system, bringing the same no-code engine to workflows beyond lending.
Field-force intelligence
ODIGOLIVE
Enterprise productivity for the distributed workforce. ODIGOLIVE is an AI-powered field operations platform that gives organisations complete field visibility, real-time performance insights and live tracking of every team member, replacing spreadsheets, phone calls and blind spots with verified, real-time data.
The challenge
Inaccurate Attendance
Proxy check-ins and manual timesheets undermine data integrity.
The challenge
Zero Real-Time Visibility
Supervisors cannot see what is happening in the field as it happens.
The challenge
Non-Secure Collaboration
Consumer messaging apps expose confidential business data.
Field Force Productivity Platform
Digitise workforce operations with secure communication, live tracking and intelligent field analytics.
Smart Attendance & Geo-Intelligence
AI facial verification with geo-fencing for zero proxy attendance and fraud prevention.
Live Field Force Tracking
Real-time GPS streaming with route-deviation alerts and beat-compliance monitoring.
Hierarchical Secure Messaging
Enterprise-grade confidential communication with role-based access control.
Lead & Opportunity Management
Location-based lead routing to nearby representatives, with full lifecycle tracking.
Beat-Route & Journey Planning
AI route optimisation, journey planning, audits and distance tracking to maximise coverage.
Data Collection & Field Forms
Digital field forms that turn on-ground data collection into real-time, actionable intelligence.
Real-Time Analytics & Dashboards
KPI scorecards, heat maps, reporting dashboards and live command-centre visibility.
AI Evidence & Compliance
Automatically verifies on-ground execution so every task meets defined standards without manual audits.
Enterprise Security
Zero-trust architecture protecting workforce, location and execution data across geographies.
Campaign Management System
Plan, execute, validate and measure brand activation campaigns from one connected workplace.
Campaign Planning & Execution
End-to-end campaign management from brief to execution, with centralised coordination.
Promoter & Supplier Management
Digital onboarding, attendance, performance evaluation and payment reconciliation.
AI Photo/Video Validation
Automated validation of field photos and videos with compliance scoring.
Material & Inventory Tracking
Track promotional materials from warehouse to field with real-time inventory visibility.
Event Execution Management
Run activations, launches and sampling events with accountability and control.
Campaign ROI Analytics
Measure spend, engagement, sales lift and business outcomes in unified dashboards.
Product names, features and figures on this page are as published by each technology partner.
Not Sure Which Platform Fits?
Tell us about your operation. We will recommend the right starting point, or tell you honestly if none of them fit.